Pre-1xbet best casino website Planning

Determine when you are eligible to retire

• Review the KPERS Pre-1xbet best casino website Planning Guide (pdf) and choose a 1xbet best casino website payment option.
• Submit your Application for 1xbet best casino website form (KPERS-15) at least 30 days before the day you want to retire. You need to apply to receive your benefits from KPERS. They do not begin automatically. You will need to provide birth and name change documents (pdf). Your 1xbet best casino website application can be submitted to KPERS via the Benefits office.
• Once your application has been received, KPERS will process your application and notify you if they require additional information. You will receive a letter at your home address regarding your benefit amount and taxes.
• Your monthly benefit payments will be directly deposited at your financial institution on the last working day of each month. You will receive your first benefit payment at the end of the month after your 1xbet best casino website date.

• If you have a spouse or partner, it is important to include them in discussions and decisions involving your 1xbet best casino website .
• Obtain your annual Personal Earning and Benefit Estimate Statement from Social Security
• Review your 1xbet best casino website savings and determine if you can save additional pre-tax contributions to Optional Savings Plans: Voluntary 403(b) 1xbet best casino website Plan or KPERS 457 Tandem 1xbet best casino website Plan. Review Investment Providers (TIAA and Voya). Complete Form PER-19, to sign up for pre-tax payroll deductions for the Optional 1xbet best casino website Plans.
• Contact any past employers you may have (including the military), to see if you qualify for any 1xbet best casino website income under their plans.
• Develop a network of peers that would be willing to discuss their 1xbet best casino website experience with you.
• Meet with your TIAA and/or VOYA Financial Advisor for a one on one session to get an overview of your portfolio and options. Make sure that they know about any 1xbet best casino website accounts you have such as the Optional Savings Plans through KSU.
• Make sure you have a current Beneficiary Designation on record with the Investment Provider(s).
• Now is a great time to review your Beneficiary Designations – We recommend that you have a Primary and Secondary Beneficiary on file. If you only have a Primary Beneficiary (other than a Trust for example) and something happens to your Primary; note that the State of Kansas Rules for distribution will be followed.
• Start a discussion about your Health Benefits to determine how they will be handled at 1xbet best casino website . Do you want to convert them, go on your spouse’s health coverage or do research to see what else is available.
• Make sure you have a current Designation of Beneficiary on record for the KSU provided 150% of salary Group Life Insurance.

• Review your online Earning and Benefits Statement from My Social Security
• Start to calculate your projected living expenses and compare that with anticipated income from all sources such as personal investments, rental properties, Social Security, other 1xbet best casino website Accounts, Bank and Savings Accounts.
• Review your 1xbet best casino website savings and determine if you can save additional pre-tax contributions to Voluntary 403(b) 1xbet best casino website Plan or KPERS 457 Tandem 1xbet best casino website Plan program. Review Investment Providers (TIAA and Voya). Complete Form PER-19, to sign up for pre-tax payroll deductions for the Optional 1xbet best casino website Plans.
• Review with your Tax Advisor if there are any additional considerations that need to be changed prior to 1xbet best casino website
• Meet with your TIAA and/or VOYA Financial Advisor for a one on one session to get an overview of your portfolio and options
• Meet with your Financial Advisor to review timing and what you need to do to get ready to retire

• Double-check that you are still eligible for Social Security and Medicare benefits.
• Set up an appointment with your TIAA and/or VOYA Financial advisor to get more in depth information on your portfolio and options.
• Decide during the benefits open enrollment period whether you need to change your plan. You cannot change your benefits simply because you retire (i.e. - adding medical insurance at 1xbet best casino website ).
• Review your 1xbet best casino website savings and determine if you can save additional pre-tax contributions to Voluntary 403(b) 1xbet best casino website Plan or KPERS 457 Tandem 1xbet best casino website Plan program. Complete Form PER-19, to sign up for pre-tax payroll deductions for the Optional 1xbet best casino website Plans.
• Review with your Tax Advisor if there are any additional considerations that need to be changed prior to 1xbet best casino website

• Discuss your 1xbet best casino website plans with family and a trusted financial advisor.
• Update any Designation of Beneficiary changes for the KBOR Life Insurance policy that has been provided by KSU.
• Start thinking about what you want to do after you are retired. Attend a 1xbet best casino website seminar. Talk to other Retirees.
• Think about any changes that you want to do with regard to your home, family and self.
• If you are thinking of moving from the state of Kansas, see if there is a reciprocal provision for the waiver of State Taxes on any 1xbet best casino website plan distributions you take after you are retired.
• Review your 1xbet best casino website savings and determine if you can save additional pre-tax contributions to Voluntary 403(b) 1xbet best casino website Plan or KPERS 457 Tandem 1xbet best casino website Plan program. Review Investment Providers (TIAA and Voya).
• Talk to your Tax Advisor to see when the best time would be for you to retire from a tax perspective.

• Make an Appointment to Discuss 1xbet best casino website Options with Benefits
• Apply for Social Security and Medicare Benefits: Or call for an appointment: 1-877-8940-5741. Note that if their office is very busy, you might not be able to schedule an appointment earlier than 1-2 months prior to 1xbet best casino website .
• Talk with your Financial and/or Investment Advisor about financial impact due to 1xbet best casino website so that you are very comfortable that you have looked at the “big picture” and will feel comfortable to the decisions you will be making regarding 1xbet sports betting Benef.

• If you plan on keeping the University insurance (medical and/or dental, TEA life, OG Life insurance) make sure that you have scheduled a meeting with Human Resources. Or if you have already met with Human Resources, make sure that you understand the process and the impact to you as you are getting ready to retire. If not, please call and/or schedule another meeting.
• If you are thinking about keeping your health insurance, be sure that you have reviewed the direct bill information.
• In your meeting with Human Resources, be sure you understand how your 1xbet best casino website will affect your HRA/HSA/FSA programs.
• Note that deadlines are very important to understand and follow.

• Office/Staff personnel need to notify their department head in writing that they plan on retiring.
• If you plan on keeping the University insurance (medical and/or dental, TEA life, OG Life insurance) make sure that you have notified benefits@ksu.edu of your intent to keep the insurance. Also review the deadlines for your HRA/HSA/FSA
• If you want to keep the KSU 150% of salary Group Life Insurance, please review the costs and the process to convert to a Term Life (not available over age 70) or Whole Life Policy with cash value.
  
• Make sure that you understand leaving 1xbet and use any leave that you will lose upon 1xbet best casino website
• Review any additional KSU forms to be used for 1xbet best casino website as needed

• If you are planning on donating Sick Leave, complete Form PER-64D and return it to benefits@ksu.edu
• If you are planning on deferring your accrued leave to an Optional Savings Plan, make sure that Form PER-19 has been sent to benefits@ksu.edu.
• Let your Financial Advisor know that you are sending your accrued leave to an Optional Savings Plan so that they can be looking for the deposit from Kansas State University.
• If you plan on rolling over or doing a cash withdrawal from your TIAA and/or VOYA Financial Advisor contact them directly. Note that there are forms that sometimes have to be completed by KSU and it is better to get them completed and signed in advance.

• Get a copy of the signed Form PER-39 – Change or Separation from your manager or HR Liaison
• Go to the Student Union ID to obtain your retiree ID card.
• Go to the Student Union Parking Facilities to obtain your free Annual Parking Pass
• Go to the Rec Center to obtain your free Rec Center Pass
• Leave appropriate messages on any e-mail/voicemails alerting people of your 1xbet best casino website and a contact handling your responsibilities.
• Update HRIS of your address, telephone, and e-mail address.
• Notify TIAA and/or VOYA Financial Advisor of any address or beneficiary changes
• Contact TIAA and/or VOYA Financial Advisor of any 1xbet best casino website account changes, 1xbet best casino website income or rollovers.
• Notify the Investment Provider for your voluntary 1xbet best casino website Savings of any address or beneficiary changes.